At OBS, we are dedicated to revolutionizing the financial sector by offering cutting-edge technology tailored for community financial institutions and credit unions

Empowering community finance through innovation

Our platform is designed to democratize digital transformation, enabling institutions of all sizes to enhance their digital offerings and deliver exceptional experiences to their members. With services spanning digital banking, cloud-based core processing, business intelligence, and Al-driven collections solutions, we empower financial organizations to thrive in an increasingly digital world.

The foundation of CloudCore has currently run for 25 years in 15 countries.

Our name and our experience runs deep

Louis Hernandez, Jr., founder of Open Banking Solutions, previously served as Chairman and CEO of Open Solutions, where he played a pivotal role in creating and launching the industry-transforming DNA Platform—an innovation that reshaped core banking. Joe Lockwood, our CEO, brings over three decades of leadership experience, having guided DNA and managed COCC, further strengthening our expertise in core banking. In addition, Open Banking Solutions is backed by executives from all major core banking providers, ensuring a comprehensive and deep understanding of the industry. This collective experience and vision drive our mission to empower community-based financial institutions with cutting-edge solutions.

OUR MISSION

We democratize access to innovative technology, empowering financial institutions to better serve their communities everywhere

OUR VISION

Become the driving force of digital transformation for the broader financial services community

Leadership team

Open Banking Solutions has assembled a team of experienced professionals with extensive knowledge of advanced technology and the international financial business.

Board of directors

The Board of Open Banking Solutions is highly respected in the financial services technology industry and known for the successful deployment, and mass adoption, of core banking in the U.S. market.

Advisors

The Advisors of Open Banking Solutions bring a wealth of expertise in finance, technology, and innovation, offering valuable perspectives to drive the company’s growth and strategic vision.

Work with us

Open Banking Solutions attracts top talents from the tech and finance realms. Our culture is built on a foundation of teamwork, transparency, agility, responsibility and continuous learning

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Our partners

We’ve partnered with the biggest tech players to deliver for you.