Core Banking in the Cloud

Manage your operations, not your infrastructure, with the industry’s proven SaaS cloud-based core banking solution. Leveraging Oracle Apex, OBS delivers cost-effective, scalable cloud processing, enabling clients to reduce operational expenses while ensuring secure and reliable core digital banking services. Empower your institution’s digital transformation with advanced technology and flexible solutions.

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Tested & Trusted

Our solutions have been field-tested for years and are developed with feedback from teams just like yours to ensure your core system is your rock, not an anchor. The system currently runs in commercial banks, thrifts and credit unions.

Credit Union Ready

We’ve got the features credit unions demand, such as share accounts, dividend management, committees, and education, all within a platform designed specifically for your unique needs, providing a comprehensive solution for community institutions.

Friendly & Affordable Contracts

Our cloud-based system relieves you of the burden of costly on-site systems while offering commercially friendly, flexible contract terms that promote collaboration and adaptability. We’ll never lock you into a long-term commitment, giving you the freedom of choice.

Fully Integrated Functionality

Our intuitive, end-to-end CloudCore system is fully optimized for tablets and smartphones, making business smoother and easier for your entire team. It offers a 360° customer view and comprehensive features, including deposits, treasury, lending, commercial, and general ledger management. This integrated approach enhances operational efficiency and ensures regulatory compliance.

Master Your Member Experience

CloudCore helps you handle the entire customer lifecycle, giving your entire team a centralized relationship hub.

Member onboarding
In-depth customer profiles
Promotions to help target upsell
Permissions  management limits customer data access by role

Streamlined Loan Origination

Our streamlined paperless origination process seamlessly moves loan applications throughout every stage of the process directly to servicing.

Helpful loan rate quotes & payment calculators
Online eSign integration
End-to-End loan servicing solution
Upload files, proof of address, ID and other documents

Happy Tellers. Happy Customers.

Our intuitive teller interface makes processing transactions faster and easier — increasing teller efficiency and making the lines in your lobby move faster!

Deposits & withdrawals
Transfers
Money orders & transfers
Money market
Money exchange
Multi-language & multi-currency

Integrated Accounting & Treasury Solutions

While CloudCore easily integrates with third-party tools, our fully integrated accounting and treasury solutions simplify your business operations.

Savings and lending products automatically accounted for in GL
Manage all investments of the institution
Generate income statements and P&L

Debit Card Management

Say goodbye to extra debit card software and management fees. CloudCore allows you to manage your debit card portfolio directly from your core banking hub.

Set up your own limits, velocity parameters, and all card policies
Manage card inventory, delivery, and activations
Modify card characteristics at any time

Secure & Reliable

Security you can trust

Compliant with all industry’s best practice security standards.

Seamless Reliability and Support

Outages are a thing of the past with our team managing your core banking solution. With state-of-the-art cloud-based redundancy, 99.95% availability and extended support coverage, we’re always there for you.

Always innovating

We stay on top of tech trends, monitor the evolving cybersecurity landscape, and leverage our base of usage data and user feedback to improve CloudCore, ensuring your institution remains competitive in a rapidly digitalizing world.

Your trusted technology partner

“Innovation is necessary to be able to deliver the value that customers need, and with OBS we have had a much-needed ally to continue bringing that innovation and competence to deliver value to our customers.”

Victor Méndez Saba
President at VIMENCA Bank

Control Your Destiny

Safe & secure. Open connectivity. Friendly contract terms.

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